Flight training finance - How to pay for the best training for your airline or career in aviation
On your path towards becoming an airline pilot, Race City Flight Operations is your best choice in flight training. Making this decision also comes with questions about how to pay for flight training. Financing your flight training is a great way to get the funds and be able to pay it back over time once you’re making the airline salary! Although $50,000 or $95,000 is a huge amount of money, as an entry to one of the most lucrative and exciting careers out there, it is a small price to pay towards the investment to change your life. We’re not making this up-airline captains are making above $400,000 a year to fly these big airplanes all over the world, taking passengers or cargo on their next journey. When you compare this to a University degree, which are lower income caps, and most of the degrees prepare you for a career behind a desk, financing your aviation flight training and commercial pilot dreams are truly hard to beat.
For those of us that can’t pay out of pocket after each lesson, or don’t have a mountain of cash waiting to be deposited towards flight training, financing is a great option. Our financing options have been feedback based, if our students don’t like the options we take them off of our list. If students want more options, we work hard to ensure you get what you’re looking for. Being a commercial pilot, you’ll start earning the money to pay back all of the financing that got you there. Don’t hesitate to reach out to our friendly folks if there are questions or if you’re wondering what to do.

We offer 4 packages to our students.
These will get you flying and having an income in as little 6 months!
Bronze Package
Guaranteed 250 HrsLife Time
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Private Pilot
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Instrument Pilot
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Commercial – Single Engine
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Kits (3)
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Checkride (1)
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Written Test (3)
Silver Package
Guaranteed 260 Hrs (10 Multi)Life Time
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Private Pilot
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Instrument Pilot
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Commercial – Single Engine
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Commercial – Multi Engine
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Kits (3)
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Checkride (4)
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Written Test (3)
Gold Package
Guaranteed 295 Hrs (15 Multi)Life Time
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Private Pilot
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Instrument Pilot
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Commercial – Single Engine
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Commercial – Multi Engine
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CFI – Single Engine
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CFI – Instruments
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Kits (3)
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Written Test (5)
Platinum Package
Guaranteed 310 Hours (25 Multi)Life Time
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Private Pilot
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Instrument Pilot
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Commercial – Single Engine
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Commercial – Multi Engine
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CFI – Single Engine
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CFI – Instruments
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Books
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Kits (3)
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Checkride (6)
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Written Test (5)

Financing Available in partnership with Flight Training Finance
We are excited to be able to offer a competitive option, by partnering with Stratus Finance. Of course, all loans come at a price, but when you consider the career income, it can be worth it. The Race City Flight Operations Course cost is STILL lower than many of our competitors, EVEN WITH loan expenses.
LOAN SECURED AGAINST INCOME, USE A CO-BORROWER
Income is required to qualify for most loans, so full-time students should apply with a Co-Borrower who has good credit and an income during training (such as a parent or spouse/partner)
FINANCE THE WHOLE PROGRAM
With Stratus Financial you can finance the entire course, all of tests/checkrides, supplies-EVERYTHING.
REASONABLE RATES
Rates depend on credit and can be up to 14.99% with an origination fee. Option to pay only interest for the first 2 years while working as a CFI (IO: Interest Only).
10 and 15 YEAR TERMS
5 term options available.
Loan Payment Option Program:
Loan Option #1 | Loan Option #2 | Loan Option #3 | Loan Option #4 | Loan Option #5 | |
Type | Variable | Variable | Variable | Variable | Fixed |
Maturity | 15 Year Term | 15 Year Term | 15 Year Term | 10 Year Term | 15 Year Term |
Program | 1 year Deferred 1 year I/O 13 Year Amortized | 2 year I/o 13 Year Amortized | 15 Year Fully Amortized | 1 year I/O 9 Year Fully Am | 15 Year Fully Am |
Here are some Example monthly payments for each term.